BrightPath Mortgage

How a loan modification works.

Learn the basics of how we work with the bank on your behalf.

While it is possible to negotiate directly with your lender, it is generally not recommended. There are many pitfalls that can cause your modification attempts to go awry. A professional mitigation specialist can help you navigate through the process and ensure that you do everything right.

The reason it’s so important to strictly follow the lender’s process is that they need to make a sound business decision. As such, they are going to review everything about your financial situation and whether or not modifying the loan will actually result in you successfully making payments in the future. If something is done wrong, it can kill your chances. We know just what the lender is looking for and the process you need to follow.

Attorneys that work for you.

Our loan modification experience gets you the results you need.

The question to you as a homeowner is this. Would a loan audit that reveals prior Truth in Lending violations allow you to get a better loan modification than you would if you were not armed with this information? The answer is obvious. Finding legal errors in your loan documents puts the lenders on the defensive. Without an audit, a homeowner is literally at the mercy of the lender to give them a loan modification.

Negotiation from a position of strength is what attorneys are trained to do. Our attorneys comb the haystacks, looking for leverage to help you avoid foreclosure and to keep your home with an interest rate and loan term that you can afford.

BrightPath gets you results.

If we can't obtain the terms we agree on, we give your money back.

At BrightPath, we understand the difficult times that everyone is facing. Our goal is to act in your best interest to secure new terms on your mortgage that are affordable. 95% of our modifications have accomplished just that. In the case that we're not able to get you the terms you desire, we'll give you your money back. We even put that in writing. If you're talking to a company that isn't willing to guarantee results, walk away and call BrightPath now.

The reason it’s so important to strictly follow the lender’s process is because the lender needs to make a sound business decision. As such, they are going to review everything about your financial situation and whether or not modifying the loan will actually result in you successfully making payments in the future. If something is done wrong, it can kill your chances. We know just what the lender is looking for and the process you need to follow.