The FHA Streamline is a refinancing mortgage loan option available to homeowners with existing FHA mortgages. The program simplifies home refinancing by waiving the documentation typically required by a bank, and is designed to help homeowners save time and money during the refinance process.
If you want to buy a home, you’ll join the other 65% of Americans who own their primary residence according to…
The decision to buy a home is a big deal. It’s a major financial responsibility. When you make the move from renting to owning, you’ll have a place to…
One of choices you have to make when getting a mortgage is fixed or adjustable rate. Learn more about…
Rather than sock your money away in a savings account or CD, you may want to consider making a real estate investment.
When you buy a home, you want to have some reassurance that: 1. it won’t collapse around you, 2. any construction or…
Building a home from the ground up allows you to work with a builder and customize your living space. However…
While shopping for your first house, you’ll likely be faced with the difficult task of creating and staying…
A certificate of occupancy states that a property is in proper condition for its intended use. This certificate may be required for either commercial or…
Running your own business might seem like the best way to become financially independent and to chart your own course in life. Unfortunately, owning a…
Are you trying to sell your Northern Fulton County home? Buyers aren’t the only people you need to please. The home inspector also plays a big role…
A reverse mortgage is a loan that lets the borrower convert a portion of their home loan into cash. When a homeowner has been in a home for a long period..
You bought a house in one state (let’s say Alabama or Virginia) and now you’re living in another state (let’s say Georgia). You still own…
In October of 2015, Fannie Mae announced a number of changes to the mortgage process. Among those changes was…
Refinancing a home is a great way to restructure your mortgage. Aside from shortening the payback period, a well-executed refinance can decrease the…
Because there are so many home sales taking place every day, selling a home has become highly complex. There are many intricacies involved…
Can’t decide whether to remodel your kitchen or your bathroom? If you’re thinking of selling your house at any point, you should know that one home…
If you’re in the market for a new home, perhaps the most crucial step to take is to prequalify for a mortgage…
The Federal Reserve ended quantitative easing and has increased rates. What does this mean for you as a homeowner?
Hazard insurance generally covers only the unpaid principal balance on your mortgage, but borrowers may want to opt for a homeowners insurance policy…
Every home buyer’s situation varies. Today’s lenders offer different mortgage types to fit a variety of situations.
When you’re in the midst of buying or selling a house, you’ll need to be ready for potential home inspection problems.
You are buying your first home — don’t get duped by these home buying myths.
You need to focus on credit repair when buying a house.
Like any other personal loan, student debt is analyzed and addressed as part of the mortgage approval process.
You have options when refinancing. Find out if an FHA streamline refinance or a standard refinance is the better pick for you.
Benefits of a closing attorney include legal knowledge, impartiality and negotiating skills. If you are buying or selling a house, know why you need one.
If you’re in the market for a new home, then you know the importance of credit score when getting a mortgage loan.
Step one to buying a home is a successful mortgage approval. Find out what you can do to increase your chances of landing a loan.
Most mortgage mistakes are avoidable if you take the time to research your options and understand your personal financial picture.
Don’t have the 20 percent down payment for your home? Private mortgage insurance is a typical requirement for you.
The Atlanta housing market continues to thrive, with a wide range of offerings available, from condos to townhomes to single-family residences.
It’s important to understand the difference between interest rate and APR when going through the mortgage loan process.
After mortgage qualifications became much stricter, seemingly overnight, the recent economic recovery has changed the game for homebuyers once again.
If you’re in the market for a high-end home, you may need to qualify for a jumbo loan.
Mortgage experts often recommend locking your mortgage rate once you’ve been approved for a loan and have signed a purchase agreement.
Amid the excitement of buying a house, it’s important to understand every step of the process, like knowing the answer to the question “what is escrow?”
If you’ve been looking to buy a house, you’ve probably noticed that the prices of Atlanta homes are on the rise.
Should you lend money for a mortgage loan to family, or leave it to a mortgage broker or lender?
Two terms you’re likely to hear when buying a new a home are mortgage insurance and homeowners insurance. Learn why you may need both.
Is it wise to remortgage? Learn some of the best reasons to remortgage your home.
Obtaining a mortgage prequalification provides you with a good opportunity to work with mortgage banks prior to making a formal loan commitment.
Obtaining financing when you’re buying an investment property can be challenging, even for seasoned homebuyers.
Mortgage loan officers can guide you through the purchase of a second home and offer suggestions about ways to obtain the best financing.
Companies than provide mortgage services often offer both full cost and no cost loans. Find out which is right for you.
A number of factors help you get a great rate: the mortgage brokers or lenders you contact, your credit history and the current market.
When you’re buying a home for the first time, all the costs beyond the mortgage can give you sticker shock. Create a home budget to handle expenses.
As a new homeowner, you prepare for a monthly mortgage payment when purchasing a home. Yet you may fail to consider other home expenses.
If you want to pay less interest to the mortgage bank and be debt free more quickly, there a few steps you can take to pay down your mortgage faster.
With so many mortgage options available today, new homebuyers may be overwhelmed by their choices, including a balloon mortgage and biweekly payments.
If the seesawing of home mortgage interest rates has you debating whether you should to refinance, it’s time to take action.
When you’re applying for a mortgage, you might have to choose between working with a mortgage broker or directly with a lender. What’s the difference?
When you owe more on your home that it is worth, you have negative equity. Learn your options so that you can make an informed choice about your home.
Some areas have a higher risk for natural disasters than others. Disaster preparedness means getting the right insurance for your home.
Getting title insurance is part of buying a home or refinancing a mortgage. Find out why the type of home title you have matters.
Learning the ins and outs of a new city can be intimidating, but focused neighborhood research can help you prepare for a move.
Many buyers shy away from a foreclosure, but these homes present an opportunity to purchase a discounted home in a desirable neighborhood.
Is a certificate of occupancy something you need to worry about when buying or selling a home? It is if the home is a new construction.
Home inspection problems when you’re trying to buy a house can really put a damper on things. Find out what your options are and how you should respond.
Don’t put your mortgage approval in jeopardy by committing one of these behaviors.
The Supreme Court prepares to hear a a case involving a dispute over mortgage rescission.
A real estate attorney is optional in Georgia, but hiring one can help you can give you peace of mind.
Home sales in a tight market require a different strategy to be successful and get your offer accepted.
Don’t be overwhelmed by mortgage paperwork. Know what to expect so you’ll be ready when it’s time to buy your home.
Veterans or service members currently on active duty may receive important benefits when using a veterans loan to purchase a home.
2014 is shaping up to be a good year for selling your home because of low supply and the prediction of increasing interest rates.
Mortgage rates have gone up a bit since recently hitting all time lows. Even if you missed the lowest rates, a refinance mortgage can still save you money.